A charitable gift annuity is an excellent tool for charitable giving. Most charities and religious organizations offer gift annuities. Here I will outline some aspects of the gift annuity and I encourage anyone who is interested in pursuing this financial opportunity to contact their local charity.
Creating passive income is no get rich quick scheme. While it can really help you simplify your life by helping your personal finances, it still takes time and work to establish solid income streams. If managed properly, the income generated from these types of sources are well worth the effort.
Time is running short. You need to prepare now. I know it seems like Christmas is a long way away. But, it will not be long until Father Christmas is saddling up his reindeer. Today is the day to decide to make 2009 a debt free Christmas. In fact, you are more likely to get through Christmas without any new consumer debt if you set your Christmas budget now. […]
I found a few more places online that will not only buy your old cell phones, but a lot of other electronic junk you may have laying around the house. And yes, some of them buy your broken electronic toys as well.
You’ve heard it before, time is money. This is absolutely true for entrepreneurs. True entrepreneurs understand that the time they put into a task or project is essential to its success, and ultimately their success. As such, successful entrepreneurs are cautious of the time that they offer.
Job loss. A lay off. Fraud. Getting fired. Robbery. Legal Issues. Credit card debt. In a moment, any of these instantaneous events can shatter your financial plan. At times these events do not come alone, but they come in groups – event after event. Unfortunately, life is filled with disappointment, frustration, and surprise. So what [...] […]
I just popped open my ING Direct account this morning to find this quote… “There’s no such thing as Saver’s remorse.” -ING Direct It is pretty clever and generally I think it is true. You could argue that some people are a bit too extreme about saving money that they fail to live today, so that they [...]
Effective Oct. 1, 2009, the Federal Housing Administration reduced the maximum loan amounts seniors could receive from a Reverse Mortgage. The reduction means a 10 percent cutback on the loan amount for all new FHA Reverse Mortgage loan applications. While this won’t impact borrowers with applications taken prior to October first, it is estimated that one in […]
It's no secret that I like quotes. I am one of those guys who can get really motivated by the right words. And while some of the best encouraging quotes are in the Bible, there have been a lot of brilliant minds who have said some pretty inspiring words that still help me when I read them. So I decided to gather up the 10 best motivation quotes (in my o […]
I just found out about a couple cool tools to make some cash when shopping online. The first of which is Ebates. I will write about the other one soon. Basically, merchants pay eBates to refer customers to them. eBates then pays a chunk of that back to the shoppers themselves. Win, win, win.